The Intentional Divorce Library

Divorce comes with more financial questions than anyone expects. This is where you'll find real answers on asset division, budgeting, retirement, and the mistakes that quietly cost women the most, written by a Certified Divorce Financial Analyst who has helped clients navigate exactly what you're facing now.

No fluff, no fear tactics. Just the information you need to make clear-eyed decisions and protect the life you're building next.

Not sure where to start?

Every article here is written for a particular moment. Start with the stage that matches where you are, and you will find the handful of pieces that actually apply to you.

Browsing by topic instead? Every category is listed in the sidebar, from QDROs and the family home to co-parenting and life after divorce.

 
Financial Advisor for Divorce in Ohio: What a CDFA Does and Why You Need One asset division certified divorce financial analyst financial planning property division in divorce

Divorce Financial Advisor vs. Regular Financial Advisor: Differences

Going through a divorce in Ohio is one of the most financially complex experiences you'll ever face. Between Ohio's equitable distribution laws, the division of retirement accounts, pension plans, and determining spousal support, t...

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Top Signs of Financial Infidelity to Watch For considering divorce financial abuse financial infidelity infidelity

When people think about infidelity, they typically think about one spouse or the other cheating with another person. However, did you know there's an entirely different type of infidelity that may not even involve another person? It's called financial infidelity or "financial cheating."

If you thin...

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Cover Your Assets: How Your Spouse Might be Hiding Theirs considering divorce financial infidelity hidden assets divorce

If you and your spouse are going through the process of a divorce in court, the judge will try to ensure that all of your shared property is divided fairly or equally, depending on the laws in your state. However unpleasant it is to consider, there is a possibility that your spouse could be conceali...

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Starting Over Financially After Divorce: A Practical Guide for Women Ready to Rebuild certified divorce financial analyst financial coaching financial planning life after divorce

Divorce changes so many parts of life, including your financial world. Whether you initiated the divorce or not, adjusting to new expenses, new responsibilities, and a new vision for your life can feel overwhelming. The good news is that you can rebuild. You can regain clarity. And you can create a ...

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Small Business Valuation in Divorce Mediation: 4 Lower-Cost Alternatives business in divorce going through divorce mediation

A full business valuation is not always necessary in divorce mediation. Depending on the business, four lower-cost alternatives can produce a number both spouses will accept: confirming whether the business has separable value at all, using comparable sale prices, appraising capital equipment, or re...

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Resolve to Be a Better Co-Parent co-parenting kids and divorce life after divorce

It's that time of year again where many of us are considering how we might be better or do better in the new year with New Year's resolutions. If parenting with your ex has been a significant struggle in your life, I want to challenge you to resolve to be a better co-parent this year. If you don't w...

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Could You Benefit from Discernment Counseling? considering divorce preparing for divorce

Discernment counseling is a unique approach to helping couples decide what they should do about their marriage. While traditional couples’ therapy typically has an end goal of saving the marriage or saving the relationship, discernment counseling allows couples to work through different processes an...

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7 Signs of an Impending Divorce (And What to Do Next) considering divorce preparing for divorce

Divorce rarely comes out of nowhere.

Most of the time, it builds slowly. The distance grows. The conversations get shorter. The resentment gets louder. And one day, someone says out loud what both people have been thinking for a long time.

In my work as a Certified Divorce Financial Analyst, I've sa...

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Co-Parenting Conflict: How to De-Escalate With Your Ex co-parenting kids and divorce

De-escalating co-parenting conflict comes down to four habits: slow your response time down, keep your tone deliberately neutral, stop treating your ex's choices as a competition, and never bring the marriage into a conversation about the children. Most co-parenting arguments escalate because someon...

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Talking to Your Family Members at the Holidays About Your Divorce holidays kids and divorce

Telling parents about divorce can be hard enough. I have seen the tension in a divorce increase too many times as a result of meddling family members or friends. During the holidays, we tend to interact with family members and friends more than we do all year long, so there is even more opportunity ...

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Your First Christmas After Divorce: How to Get Through It co-parenting holidays kids and divorce life after divorce

The first Christmas after divorce is the hardest one, and it helps to expect that rather than be blindsided by it. Set your expectations low, decide the schedule with your co-parent in advance, keep the traditions that still feel right and replace the ones that don't, and give yourself permission to...

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30 Quotes About Gratitude to Inspire You During Tough Times quotes

It's easy to focus on the negative when going through a divorce. In honor of this season of Thanksgiving, let's focus on the positive. Here are 30 quotes about gratitude to help you.

30 Quotes About Gratitude

"Being thankful is not always experienced as a natural state of existence, we must work at ...

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