The Intentional Divorce Library
Divorce comes with more financial questions than anyone expects. This is where you'll find real answers on asset division, budgeting, retirement, and the mistakes that quietly cost women the most, written by a Certified Divorce Financial Analyst who has helped clients navigate exactly what you're facing now.
No fluff, no fear tactics. Just the information you need to make clear-eyed decisions and protect the life you're building next.
Not sure where to start?
Every article here is written for a particular moment. Start with the stage that matches where you are, and you will find the handful of pieces that actually apply to you.
- I am considering divorce. Can I afford it, what happens to the house, what should I know before talking to an attorney.
- I am preparing for divorce. Documents, credit, insurance, retirement accounts, and choosing your professional team.
- I am going through divorce. The house, support, dividing retirement, QDROs, taxes, and evaluating a settlement.
- My divorce is final. Retitling assets, confirming the QDRO, beneficiaries, rebuilding cash flow and credit.
Browsing by topic instead? Every category is listed in the sidebar, from QDROs and the family home to co-parenting and life after divorce.
Let me ask you something.
If your spouse stopped paying a joint credit card tomorrow, would you know about it before the late payment appeared on your credit report?
For many people, the honest answer is no.
Credit is easy to overlook during divorce. You are focused on where you will live, how asset...
One of the most common questions I hear from women sitting across from me is some version of: "Can I actually afford to do this?"
They are not asking because they want to stay in a painful marriage. They are asking because they are terrified of the financial unknown. They have heard horror stories. ...
If you are going through a divorce in Ohio, or even just starting to think about it, I want you to know something right away: your financial future is not over. It is not ruined. And it is certainly not out of your control. What it is, honestly, is at a crossroads. And the decisions you make right n...
Divorce at any age is hard. But when you are over 50, the financial stakes are different.
You do not have 20 years to rebuild. The decisions you make about your retirement accounts, your home, your Social Security, and your settlement are decisions you will live with for the rest of your life. That
...An intentional divorce is one where you decide in advance how you want to move through the process, rather than reacting to whatever happens next. In practice it means choosing your process before conflict chooses it for you, gathering the financial facts before you negotiate, deciding which outcome...
Divorce is undeniably a tumultuous period in anyone's life, characterized by emotional upheaval and significant financial changes. The impact of a divorce on one's financial future can be destabilizing if not handled with care. However, by engaging in careful planning and making thoughtful decisions...
If you are divorcing a narcissist, you already know that this is not a normal divorce.
Normal divorce is hard. Divorcing a narcissist is something else entirely. The manipulation, the gaslighting, the hidden assets, the refusal to settle reasonably, the way they can make you question your own memory...
Divorce Financial Advisor vs. Regular Financial Advisor: Differences
Going through a divorce in Ohio is one of the most financially complex experiences you'll ever face. Between Ohio's equitable distribution laws, the division of retirement accounts, pension plans, and determining spousal support, t...
Bring three years of tax returns, recent pay stubs, and current statements for every bank, investment, retirement, and loan account, plus mortgage statements, insurance and annuity policies, Social Security estimates, and profit and loss statements for any business. Organise them in one place before...
One of the questions I hear most often is:
“How do I know if my spouse is hiding money?”
Sometimes that question comes with a very specific concern.
Maybe a bonus suddenly disappeared. Maybe a business is involved. Maybe bank statements have become harder to access. Maybe your spouse’s lifestyle doe...
Divorce is one of the hardest transitions you will go through, and in the middle of all that emotional weight, you are also being asked to make financial decisions that will follow you for decades. That is a lot to carry at once.
If your marriage involved a 401k, whether it is yours or your spouse's...