The Intentional Divorce Library

Divorce comes with more financial questions than anyone expects. This is where you'll find real answers on asset division, budgeting, retirement, and the mistakes that quietly cost women the most, written by a Certified Divorce Financial Analyst who has helped clients navigate exactly what you're facing now.

No fluff, no fear tactics. Just the information you need to make clear-eyed decisions and protect the life you're building next.

Not sure where to start?

Every article here is written for a particular moment. Start with the stage that matches where you are, and you will find the handful of pieces that actually apply to you.

Browsing by topic instead? Every category is listed in the sidebar, from QDROs and the family home to co-parenting and life after divorce.

Divorce After 50: Protecting Your Retirement in a Gray Divorce alimony/spousal support asset division certified divorce financial analyst divorce after 50 financial planning gray divorce life after divorce ohio divorce pension in divorce preparing for divorce retirement accounts in divorce

Divorce at any age is hard. But when you are over 50, the financial stakes are different.

You do not have 20 years to rebuild. The decisions you make about your retirement accounts, your home, your Social Security, and your settlement are decisions you will live with for the rest of your life. That

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Can You Keep Your Whole Pension in a Divorce? dividing assets in a divorce going through divorce pension in divorce property division in divorce qdro retirement accounts in divorce

It may or may not come as a surprise to you that a pension is frequently the largest asset negotiated in a divorce. With that said, it's not a foregone conclusion that you'll have to give up a portion of your pension as part of your divorce settlement. I'm surprised by the number of cases I see in w...

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Which Retirement Accounts Should You Keep in a Divorce? certified divorce financial analyst dividing assets in a divorce going through divorce pension in divorce property division in divorce retirement accounts in divorce

Dividing assets during a divorce is rarely straightforward, especially when it comes to retirement accounts. From pensions and 401(k)s to IRAs and Roth accounts, each type of retirement asset comes with its own set of rules, tax implications, and liquidity concerns. Add in considerations like Qualif...

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You Were Awarded Part of His Retirement. Here's How to Actually Get It. going through divorce life after divorce pension in divorce qdro retirement accounts in divorce

If you're recently divorced and not sure what to do with your ex's retirement account, you're not alone. This is one of the most common questions I hear, and it doesn't go away just because the divorce is final. I regularly talk to people who've been divorced for over a year and still haven't moved ...

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Dividing Pensions in a Divorce: Shared vs. Separate Interest dividing assets in a divorce going through divorce pension in divorce property division in divorce qdro retirement accounts in divorce

Dividing pensions in a divorce can be confusing. For starters, some clients that I see are often confused (even after negotiating their divorce settlement) regarding what type of retirement account(s) they have. In this blog, I am referring specifically to defined benefit plans. Defined benefit plan...

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Ohio Teacher Divorce: 4 STRS Pension Tips You Need to Know divorce financial planning going through divorce ohio divorce pension in divorce qdro retirement accounts in divorce

 

If you are a teacher going through a divorce in Ohio, this one is for you.

Teachers hold a special place in my heart. Early in my career, I was a teacher. I earned my Master's in Education and have made quite a few teacher friends over the years. My children have been blessed with wonderful teache...

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How Is a Pension Valued in a Divorce? certified divorce financial analyst dividing assets in a divorce going through divorce pension in divorce property division in divorce qdro retirement accounts in divorce

Are you losing thousands of dollars due to the financial fears that arise during the process of dissolution or divorce? The cost of the divorce itself is undeniably one of the biggest concerns clients express. There is no question about it. The duration and expenses involved in divorce proceedings u...

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