The Intentional Divorce Library
Divorce comes with more financial questions than anyone expects. This is where you'll find real answers on asset division, budgeting, retirement, and the mistakes that quietly cost women the most, written by a Certified Divorce Financial Analyst who has helped clients navigate exactly what you're facing now.
No fluff, no fear tactics. Just the information you need to make clear-eyed decisions and protect the life you're building next.
Not sure where to start?
Every article here is written for a particular moment. Start with the stage that matches where you are, and you will find the handful of pieces that actually apply to you.
- I am considering divorce. Can I afford it, what happens to the house, what should I know before talking to an attorney.
- I am preparing for divorce. Documents, credit, insurance, retirement accounts, and choosing your professional team.
- I am going through divorce. The house, support, dividing retirement, QDROs, taxes, and evaluating a settlement.
- My divorce is final. Retitling assets, confirming the QDRO, beneficiaries, rebuilding cash flow and credit.
Browsing by topic instead? Every category is listed in the sidebar, from QDROs and the family home to co-parenting and life after divorce.
If you're recently divorced and not sure what to do with your ex's retirement account, you're not alone. This is one of the most common questions I hear, and it doesn't go away just because the divorce is final. I regularly talk to people who've been divorced for over a year and still haven't moved ...
Are you worried about splitting assets in a divorce?
Worrying over financial decisions is normal on an average day, but when going through a divorce, it can be paralyzing. Unfortunately, the fear around these issues is completely warranted. You only have one chance to get it right, and your divorce ...
Dividing pensions in a divorce can be confusing. For starters, some clients that I see are often confused (even after negotiating their divorce settlement) regarding what type of retirement account(s) they have. In this blog, I am referring specifically to defined benefit plans. Defined benefit plan...
Most of the time, when I sit down with couples preparing to dissolve their marriage, individuals assume that each account will be divided in half. Did you know that's not always the case? In states like Ohio, where the law requires an equitable distribution of assets in a divorce, it's important to ...
If you are a teacher going through a divorce in Ohio, this one is for you.
Teachers hold a special place in my heart. Early in my career, I was a teacher. I earned my Master's in Education and have made quite a few teacher friends over the years. My children have been blessed with wonderful teache...
It's common for clients to enter my office with misconceptions regarding separate property in a divorce and how assets should be divided. This confusion often arises from reading online articles without verifying the source. Remember, laws regarding separate property during a divorce can differ grea...
This is one of the questions I get most often. Every single day, someone reaches out asking some version of: what happens with Social Security after my divorce?
If you were married for at least ten years, you may be entitled to collect Social Security benefits based on your ex-spouse's work record....
Dealing with a divorce is stressful enough. Add complicated financial decisions to the mix and it can feel completely overwhelming.
That is where a Certified Divorce Financial Analyst comes in.
If you have been wondering what a CDFA actually does, whether you need one, and how they are different fro...
Divorce is one of the hardest transitions you will go through, and in the middle of all that emotional weight, you are also being asked to make financial decisions that will follow you for decades. That is a lot to carry at once.
If your marriage involved a 401k, whether it is yours or your spouse's...
By the time someone asks me about a QDRO, they are usually already overwhelmed.
They are trying to understand attorneys, financial disclosures, settlement options, retirement accounts, taxes, and all kinds of paperwork they never expected to be dealing with.
So when the term QDRO comes up, the respo...
Are you losing thousands of dollars due to the financial fears that arise during the process of dissolution or divorce? The cost of the divorce itself is undeniably one of the biggest concerns clients express. There is no question about it. The duration and expenses involved in divorce proceedings u...
