Welcome to the Intentional Divorce Solutions Blog

If you're navigating divorce or rebuilding your life afterward, you're in the right place. This blog offers expert advice on the financial aspects of divorce, including asset division, budgeting, retirement planning, and avoiding common financial mistakes. Our goal is to help you gain clarity, protect your future, and feel empowered as you move forward.

Whether you're just starting the divorce process or adjusting to your new normal, explore our articles for practical tips, real-life strategies, and support from professionals who understand what you're going through.

 
How to Protect TSP in Divorce: Clearing Up Misconceptions About Thrift Savings Plans certified divorce financial analyst dividing assets in a divorce property division in divorce retirement accounts in divorce

Let's start with the basics. When it comes to retirement accounts, there is a wide array of options available - from the popular IRAs, ROTH IRAs, and 401(K)s, to numerous other lesser-known plans. With so many choices, it can be overwhelming for individuals who are not dealing with them on a daily...

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What Happens to Retirement Accounts in Divorce? certified divorce financial analyst dividing assets in a divorce pension in divorce property division in divorce retirement accounts in divorce

Dividing assets during a divorce is rarely straightforward—especially when it comes to retirement accounts. From pensions and 401(k)s to IRAs and Roth accounts, each type of retirement asset comes with its own set of rules, tax implications, and liquidity concerns. Add in considerations like Quali...

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Divorce and Your Mortgage: What You Need to Know Before You Refinance certified divorce financial analyst debt dividing assets in a divorce house in a divorce preparing for divorce property division in divorce

Editor's note: The mortgage lending guidance in this post reflects the expertise of a Certified Divorce Lending Specialist and covers principles that hold true regardless of market conditions. Specific figures such as interest rates and home values shift over time. Always confirm current qualificati...

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How to Divide Assets in a Divorce: 7 Questions to Ask Yourself certified divorce financial analyst dividing assets in a divorce house in a divorce property division in divorce retirement accounts in divorce

Are you worried about splitting assets in a divorce?

Worrying over financial decisions is normal on an average day, but when going through a divorce, it can be paralyzing. Unfortunately, the fear around these issues is completely warranted. You only have one chance to get it right, and your divorce...

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Dividing Pensions in a Divorce: Shared vs. Separate Interest dividing assets in a divorce pension in divorce property division in divorce qdro retirement accounts in divorce

Dividing pensions in a divorce can be confusing. For starters, some clients that I see are often confused (even after negotiating their divorce settlement) regarding what type of retirement account(s) they have. In this blog, I am referring specifically to defined benefit plans. Defined benefit plan...

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Divorce Mediation: The Complete Checklist — Documents, Financial Prep, and What to Expect asset division certified divorce financial analyst dividing assets in a divorce divorce financial planning divorce mediation mediation ohio divorce ohio divorce mediation preparing for divorce property division in divorce

Divorce mediation often involves many moving parts. This practical checklist guides you through the documents to gather, the financial preparation required, and what to expect during each stage of mediation. When you know what to bring and how to organize it, mediation sessions run more smoothly and...

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What is considered separate property in a divorce? dividing assets in a divorce inheritance in a divorce property division in divorce retirement accounts in divorce separate property

It's common for clients to enter my office with misconceptions regarding separate property in a divorce and how assets should be divided. This confusion often arises from reading online articles without verifying the source. Remember, laws regarding separate property during a divorce can differ grea...

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Who Gets the House in a Divorce? Key Factors to Know. certified divorce financial analyst collaborative divorce dividing assets in a divorce house in a divorce mediation ohio divorce preparing for divorce property division in divorce separate property

"Who gets the house?" is one of the first questions that comes up when couples start talking about divorce. In my more than 20 years as a Certified Divorce Financial Analyst, I have heard it thousands of times, and the honest answer is always the same: it depends.

The family home is not like other ...

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What is a Certified Divorce Financial Analyst? certified divorce financial analyst dividing assets in a divorce ohio divorce preparing for divorce property division in divorce retirement accounts in divorce

Dealing with a divorce is stressful enough. Add complicated financial decisions to the mix and it can feel completely overwhelming.

That is where a Certified Divorce Financial Analyst comes in.

If you have been wondering what a CDFA actually does, whether you need one, and how they are different f...

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What Is a QDRO? A Divorce Financial Guide to Understanding and Obtaining a Qualified Domestic Relations Order certified divorce financial analyst property division in divorce qdro retirement accounts in divorce

A Qualified Domestic Relations Order (QDRO) is a crucial legal document in divorce proceedings that facilitates the division of retirement assets between spouses. Understanding the QDRO process is essential for anyone navigating the complexities of divorce financial planning. This guide will provide...

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Divorce and Pensions: Don't Cut Corners When It Comes to Understanding Asset Value certified divorce financial analyst dividing assets in a divorce pension in divorce property division in divorce qdro retirement accounts in divorce

Are you losing thousands of dollars due to the financial fears that arise during the process of dissolution or divorce? The cost of the divorce itself is undeniably one of the biggest concerns clients express. There is no question about it. The duration and expenses involved in divorce proceedings u...

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