The Intentional Divorce Library

Divorce comes with more financial questions than anyone expects. This is where you'll find real answers on asset division, budgeting, retirement, and the mistakes that quietly cost women the most, written by a Certified Divorce Financial Analyst who has helped clients navigate exactly what you're facing now.

No fluff, no fear tactics. Just the information you need to make clear-eyed decisions and protect the life you're building next.

Not sure where to start?

Every article here is written for a particular moment. Start with the stage that matches where you are, and you will find the handful of pieces that actually apply to you.

Browsing by topic instead? Every category is listed in the sidebar, from QDROs and the family home to co-parenting and life after divorce.

Filing Taxes During a Divorce: What You Need to Know alimony/spousal support certified divorce financial analyst child support divorce after 50 divorce financial planning going through divorce gray divorce life after divorce preparing for divorce taxes

Taxes are probably the last thing you want to think about when you are in the middle of a divorce. But getting this wrong can cost you real money. And the rules are more nuanced than most people realize.

I get tax questions from clients constantly, especially around filing status. So let me walk thr...

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Why Divorce Attorneys Bring in a CDFA: 3 Real Cases certified divorce financial analyst collaborative divorce divorce financial planning going through divorce

This post is written for divorce attorneys and other professionals. If you are going through a divorce yourself, our guide to collaborative divorce and mediation is a better place to start.

When a CDFA and a divorce attorney work a case together, the client gets a settlement that is documented accu...

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Common Divorce Myths That Could Cost You Money (And What's Actually True) certified divorce financial analyst considering divorce divorce financial planning divorce mediation ohio divorce preparing for divorce

When you are going through a divorce, you hear a lot of things. From well-meaning friends who went through their own messy split five years ago, from that one aunt who knows somebody who knows somebody, from late-night Google rabbit holes that send you spiraling.

The problem is that when the same th...

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Contemplating Divorce? Why to Talk to a CDFA Before You File certified divorce financial analyst considering divorce divorce financial planning preparing for divorce

Most women I work with did not call a financial professional the day they decided to divorce. They called months later, after the attorney, after the first ugly conversation, after a settlement proposal was already sitting on the table.

By then, a lot of the useful decisions have already been made....

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Divorce Mediation: The Complete Checklist of Documents, Financial Prep, and What to Expect asset division certified divorce financial analyst dividing assets in a divorce divorce financial planning divorce mediation mediation ohio divorce ohio divorce mediation preparing for divorce property division in divorce

Bring three years of tax returns, recent pay stubs, and current statements for every bank, investment, retirement, and loan account, plus mortgage statements, insurance and annuity policies, Social Security estimates, and profit and loss statements for any business. Organize them in one place before...

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Hidden Assets in Divorce: How to Spot Them and Protect Your Financial Future asset division certified divorce financial analyst divorce financial planning financial infidelity hidden assets divorce ohio divorce preparing for divorce

One of the questions I hear most often is:

“How do I know if my spouse is hiding money?”

Sometimes that question comes with a very specific concern.

Maybe a bonus suddenly disappeared. Maybe a business is involved. Maybe bank statements have become harder to access. Maybe your spouse’s lifestyle doe...

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Ohio Teacher Divorce: 4 STRS Pension Tips You Need to Know divorce financial planning going through divorce ohio divorce pension in divorce qdro retirement accounts in divorce

 

If you are a teacher going through a divorce in Ohio, this one is for you.

Teachers hold a special place in my heart. Early in my career, I was a teacher. I earned my Master's in Education and have made quite a few teacher friends over the years. My children have been blessed with wonderful teache...

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Social Security Benefits for Divorced Spouses: What You Need to Know divorce after 50 divorce financial planning financial planning gray divorce life after divorce ohio divorce preparing for divorce retirement accounts in divorce

This is one of the questions I get most often. Every single day, someone reaches out asking some version of: what happens with Social Security after my divorce?

If you were married for at least ten years, you may be entitled to collect Social Security benefits based on your ex-spouse's work record....

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