What is the biggest difference between a CDFA and a financial advisor?

A Certified Divorce Financial Analyst (CDFA) specializes exclusively in the financial complexities of divorce—including settlement analysis, tax implications, and long-term cash flow planning. A traditional financial advisor focuses more broadly on investments and long-term wealth building, but typically lacks specific training in divorce-related financial issues like QDROs, asset division, and spousal support planning.

Do I need both a CDFA and a financial advisor during divorce?

Often, yes—but many clients work with a CDFA who also serves as their ongoing financial advisor after the divorce is finalized. During divorce, a CDFA helps you evaluate settlement options and avoid costly mistakes. After divorce, they can transition into long-term wealth management, giving you continuity without needing to start over with someone new.

Is working with a CDFA only for high-net-worth clients?

No. Divorce has financial implications at every income level. A CDFA helps you make informed decisions whether you're dividing a modest retirement account or a complex portfolio. The goal is to protect your financial future regardless of the size of your assets.

How do I find a Certified Divorce Financial Analyst in Ohio?

You can search the Institute for Divorce Financial Analysts (IDFA) directory at institutedfa.com. If you're in Cleveland, Ohio or the surrounding area, Intentional Divorce Solutions offers CDFA services in person and virtually throughout Ohio. Schedule a complimentary consultation at greatlakesdfs.com.

When should I hire a CDFA during the divorce process?

The earlier the better. Ideally, you engage a CDFA before finalizing any settlement terms. Early involvement allows the CDFA to run long-term projections, identify tax implications, and help you negotiate from a position of clarity—rather than trying to undo decisions after the fact.

Intentional Divorce Insights

Hosted by: Leah Hadley, AFC, CDFA, MAFF

The Intentional Divorce Insights Podcast offers concise, expert advice on managing the emotional and financial complexities of divorce, blending legal insights with personal stories for a balanced, mindful approach.

Episodes

The Estate Planning Conversation Every Divorcing Woman Needs to Have

Season #6 June 30, 2026

In this episode of Intentional Divorce Insights, Leah Hadley sits down with Lauren Klein, a Florida-based attorney specializing in tax planning, elder law, and probate administration. Together, they explore the...

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The Budget That Builds the Life: A New Way to Think About Money After Divorce

Season #6 June 24, 2026

In this solo episode, Leah Hadley tackles one of the biggest challenges faced by women after divorce: building a sustainable and empowering budget. If the very idea of budgeting makes you anxious or overwhelmed, this...

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Struggling to Sleep Through Divorce? Expert Tips and a Career Path You May Not Have Considered

Season #6 June 16, 2026

Welcome back to Intentional Divorce Insights! In this episode, Leah Hadley is joined by Katie Pitts, founder of Sleepwise Consulting, a nationally recognized organization that has guided over 12,000 families toward...

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From Chaos to Control: Time Management Strategies for Divorce and Life After

Season #6 June 09, 2026

Welcome to Intentional Divorce Insights! On this episode, Leah Hadley sits down with Lissa Figgins, a former “busyness” owner turned scaling strategist, to uncover practical advice on reclaiming time, making clear...

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From Strangers Back to Yourself: A Divorce Coach on the Road to Rebuilding

Season #6 June 02, 2026

Join Leah Hadley as she welcomes Liesel Darby, divorce coach and mediator at Intentional Divorce Solutions, for an in-depth conversation inspired by Belle Burden’s memoir, Strangers. Together, they explore the layers...

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What Your Pets Are Really Feeling During Divorce (And How to Help Them)

Season #6 May 26, 2026

In this enlightening episode, Leah Hadley welcomes Kristin Hadley, a professional animal communicator, to discuss how family transitions, especially divorce, affect our animal family members. Learn how animals...

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Your Divorce Doesn't Define Your Financial Future

Season #6 May 19, 2026

In this inspiring episode of Intentional Divorce Insights, Leah Hadley sits down with Chris Williams, an entrepreneur who turned the difficult experience of divorce into an opportunity for personal growth and...

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Before You Sign Anything: The Financial Conversations You Must Have With Yourself First

Season #6 May 12, 2026

In this powerful season premiere, Leah Hadley explores the topic of "financial invisibility" in marriage, drawing on insights from Belle Burden’s bestselling book Strangers: A Memoir of Marriage. Leah Hadley...

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Intentional Divorce Insights

Episodes

The Estate Planning Conversation Every Divorcing Woman Needs to Have

The Budget That Builds the Life: A New Way to Think About Money After Divorce

Struggling to Sleep Through Divorce? Expert Tips and a Career Path You May Not Have Considered

From Chaos to Control: Time Management Strategies for Divorce and Life After

From Strangers Back to Yourself: A Divorce Coach on the Road to Rebuilding

What Your Pets Are Really Feeling During Divorce (And How to Help Them)

Your Divorce Doesn't Define Your Financial Future

Before You Sign Anything: The Financial Conversations You Must Have With Yourself First

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